Experian Net Connect
Internet Credit Reports with Experian's NetConnect
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over the Internet, directly from Experian. Our Experian-certified client
software makes the process secure, easy, and instantaneous! Learn about it
Decision Expert from Experian
Experian's CU Decision Expert
This is a Credit Bureau based system, meaning that your
decision rules are stored at Experian, and automatically used upon your
request by modem through the software. This allows credit unions (as well as
insurance and other financial institutions) to easily implement automated decisioning into
credit granting process. It provides customers with an automated credit
line recommendation based on customer specific credit policy and
CU Decision Expert
CU Decision Expert allows credit unions and other
companies to make objective, explicit credit decisions using the following
- Fast Start – The leading risk scorecard developed
specifically for the credit union industry, with an existing client
base of more than 100 credit unions.
- Experian National Risk Model and Experian/FICO Risk Model
– Leading nationwide risk models.
- Policy Rules – A complete set of 44 judgmental policies
customized by the credit union.
- Credit Limit/Loan Assignment – The ability to automatically
assign a recommended credit limit or loan amount based upon criteria
selectable by the credit union.
CU Decision Expert includes the following benefits:
Significant time and cost savings, both of which can also increase
Consistent and accurate decisions
Decisions can be customized to meet the credit union's specific needs
Provides the software supplier with a sophisticated decision engine
with a minimal amount of programming effort.
Performs all bureau data interpretation necessary for scoring,
including maintenance of the necessary code changes.
Calculates and supplies policy rules set by the credit union.
Calculates and supplies recommended limit/loan amount as defined by
the credit union.
Utilizes multiple scorecards quickly and easily.
Is Year 2000 compliant
CU Decision Expert published by MERit Systems that has
been certified by Experian for use by their Credit Union customers.
Unique in its ability to generate as many as seven additional easy to
read report types from a single in-file report. It also is able to display
a report received from one bureau in the style of any other bureau,
eliminating the need to learn three different format types.
MERit has been at the forefront in development and
implementation of the many new products and programs offered by Experian,
such as, Credit Trends, Flood Hazard Certification, Vehicle Information,
automated Yes/No Systems using any Risk Model, Experian System Version 7,
and both ARF and TTY protocols.
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