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Calyx POINT Mortgage Software Eliminates Retyping of  Liabilities onto the 1003 with this Credit Report Software Interface

Integrated Automatic Access to Experian, Equifax, and Trans Union for Users of Calyx Software's POINT for Windows

Credit report software exports score model values and tradeline data right into your Calyx POINT prospect or borrower file. This makes it possible for users of mortgage management programs, such as Calyx Software's POINT for Windows, to automatically populate the “liabilities” portions of the mortgage application form and to extract score model information, such as Experian’s Fair, Isaac Model, Trans Union’s Emperica, or Equifax’s BEACON score for instant inspection or even automated analysis by third-party software.

CREDITbase, a Windows-based program, is unique in its ability to use the System-to-System protocol when it accesses the credit bureau’s data. The consumer credit information is stored in a relational database where it can be used to generate specialty reports. For instance, CREDITbase's AnyBureau technology lets it format data from any of the credit bureaus into reports in the style of any other credit bureau. A separate Import/Export Utility draws information from that database and formats it into a comma-delimited text file, ready for import into programs which can use the data.

This saves many hours of keyboard input, especially for high-volume credit grantors. The first release provided an interface to Calyx Software's excellent mortgage management system. Future releases will support data export to many types of application programs.

The Import/Export Utility is available free of charge for owners of compatible TRI-Bureau credit software versions who also own Calyx Software's POINT for Windows. Contact the Sales office at 626.963.8313 or send email to

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